![]() No one likes to experience home damage – it can be traumatic and costly, and it can even disrupt your entire life. But, when you do, isn’t it nice to know you have home insurance to help with the covered expenses and repairs? Now, when it comes to taking advantage of your insurance benefits and filing a home insurance claim, are there certain things you can do to help things go more smoothly? There certainly are. Here are my five suggested dos and don’ts for filing a homeowners insurance claim:
My suggestion is to have a self-insurance fund set aside for just such occasions. It will also come in handy if you need to cover any expenses, such as temporary repairs, before receiving the check from your insurer. As an independent insurance agent, I always want the most efficient claims process possible for my clients. And, my clients want that, too. By following my suggested dos and don’ts above, you can help set yourself up for a smooth claims experience, as well. Some claims are bound to be more complicated than others, and there’s no guarantee everything will go off without a hitch. But, it never hurts to be proactive. Though, if at any time you feel these suggestions just don’t make sense for you, please do what you feel is best for the situation, your family and your property. Your own independent agent can help guide you.
5 Comments
6/2/2016 12:57:19 am
Thanks for sharing this article! This type of information is actual everytime. When my roof was damaged by the falling of the tree I didn't know what to do. If I saw this article, I would be more successful and wouldn't make so much mistakes.
Reply
7/29/2017 03:16:40 pm
I have long been a fire alarm. I like that I'm protected from such situations. Also I think also to be insured
Reply
10/28/2017 08:44:20 am
Man`s dearest possession is life. So, I share your opinion. Thank you for the detailed review and take it easy!
Reply
1/9/2020 08:11:27 am
I like what you said about getting pictures of the damage and its cause for your home insurance claim. My brother has been telling me about how he wants to make sure that he's financially protected from damage to his home in the coming year. I'll share this information with him sot hat he can look into his options for getting the right insurance to help with this.
Reply
4/6/2020 08:51:05 pm
I'm planning to purchase a single-family home, that's why I would like to buy a home insurance as well, so I will be protected. Just in case it's time for me to file a claim, I'll make sure to follow your suggestion about take pictures of the damages and share it with my adjuster. Also, I'll keep in mind save receipts for any expenses related to the incident that happened.
Reply
Leave a Reply. |
Details
Jason Thompson-Agent/Founder Archives
March 2021
Categories
All
|