Why do I need insurance since all other insured drivers in NC are required to carry uninsured/under-insured motorist coverage?
This was a question we got recently that I had to take a few seconds to formulate a politically correct response...but the question wasn't entirely left field and had some sound logic behind it. Here's how it breaks down.
North Carolina has an 8% average uninsured motorist rate. One of the lowest in the country! Which is great, but can still mean almost 1/10 drivers on the road is uninsured, not to even factor in out of state drivers or random acts of an almost old enough to drive child. So, why should you have insurance?